The Firefighters' Pension Schemes participate in the Public Sector Transfer Club ('the Club').
The Public Sector Transfer Club memorandum provides further details on the inner and outer club arrangements. Inner club is CARE to CARE and outer club is final salary to final salary.
Guidance and factors for calculating 'Club' transfers in each of the 1992, 2006 and 2015 schemes are held on this page. Where a member has mixed benefits the two parts are dealt with under the guidance for each scheme.
The factors in the Public Sector Club Memorandum (Annex 1) come into effect from 1 October 2023.
| Dated | Operative Date | Document |
| 29 September 2023 | 1 October 2023 |
Club Memorandum (PDF, 79 pages, 1,045kb) |
| 29 September 2023 | 1 October 2023 |
Club Memorandum (with track changes from 1 April 2019) (PDF,102 pages, 510kb) |
| 29 September 2023 | 1 October 2023 |
Remedy Club transfer diagrams (PDF, 7 pages, 637kb) |
| 30 January 2019 | 1 April 2019 |
Club Transfer factors (xlsx, 44.1kb) |
| 1 March 2017 |
Club Transfer factors (Annex 1) |
|
| 19 September 2012 |
Addendum to July 2012 examples (APBs) (PDF, 7 pages, 181kb) |
|
| 27 July 2012 |
FPS 1992 Examples of Club Transfer calculations (PDF, 13 pages, 226kb) |
The factors in the Public Sector Club Memorandum (Annex 1) come into effect from 1 October 2023.
| Dated | Operative Date | Document |
| 29 September 2023 | 1 October 2023 |
Club Memorandum (PDF, 79 pages, 1,045kb) |
| 29 September 2023 | 1 October 2023 |
Club Memorandum (with track changes from 1 April 2019) (PDF,102 pages, 510kb) |
| 29 September 2023 | 1 October 2023 |
Remedy Club transfer diagrams (PDF, 7 pages, 637kb) |
| 30 January 2019 | 1 April 2019 |
Club Transfer factors (xlsx, 44.1kb) |
| 1 March 2017 |
Club Transfer factors (Annex 1) |
|
| 19 September 2012 |
Addendum to December 2011 examples (APBs) (PDF, 7 pages, 181kb) |
|
| 30 December 2011 |
FPS 2006 Examples of Club Transfer calculations (PDF, 23 pages, 195kb) |
The Club Secretariat has confirmed that for cases covered by the Club Memorandum, transfers in should be calculated using factors corresponding to the active Normal Pension Age (NPA) of the 2015 scheme (currently age 60). Transfers out should be calculated using factors corresponding to the deferred pension age of the 2015 scheme (State Pension age).
The factors in the Public Sector Club Memorandum (Annex 1) come into effect from 1 October 2023.
| Dated | Operative Date | Document |
| 29 September 2023 | 1 October 2023 |
Club Memorandum (PDF, 79 pages, 1,045kb) |
| 29 September 2023 | 1 October 2023 |
Club Memorandum (with track changes from 1 April 2019) (PDF,102 pages, 510kb) |
| 29 September 2023 | 1 October 2023 |
Remedy Club transfer diagrams (PDF, 7 pages, 637kb) |
| 10 December 2019 |
FPS 2015 Club Transfer guidance (supplement to the Club Memorandum) (PDF, 14 pages, 340kb) |
|
| 30 January 2019 | 1 April 2019 |
Club Transfer factors (xlsx, 44.1kb) |
| 1 March 2017 |
Club Transfer factors (Annex 1) |
|
| 7 April 2016 |
FPS 2015 Club Transfers (PDF, 14 pages, 113kb) |