For the remedy period (i.e. the period of discrimination 1 April 2015 to 31 March 2022), eligible members will be able to choose to receive legacy pension scheme benefits or benefits equivalent to those available under the reformed pension scheme. This choice will be offered at retirement on what is known as Deferred Choice Underpin (DCU)

The DCU approach means the member does not need to make a choice until they reach retirement age.

Benefits accrued under the reformed scheme for all eligible members will be converted to legacy scheme benefits (their former final salary scheme) for the whole of their service in the remedy period.  The benefits accrued in the reformed scheme will be kept and treated as an underpinned record.

At retirement, they will then be offered a choice of the legacy benefits or the reformed benefits for the remedied period. 

The provision definition documents (PDDs) that define the provisions of the Public Service Pensions and Judicial Offices Act 2022 (PSPJOA 2022) for each area of the retrospective remedy have been finalised and the Home Office is working with stakeholders to develop scheme specific policy. These discussions will help to inform the drafting of secondary legislation, ahead of formal consultation early in 2023.

The regulations came into force on 1 October 2023.

The following documents relate to the retrospective remedy: 

Document Doc type Date
Warm up communications follow up letter - Ill Health retirements (Word, 1 page, 38kb) 25 March 2024
Warm up communications follow up letter - Ill health and unprotected or tapered beneficiaries (Word, 1 page, 38kb) 25 March 2024
Data Sharing guidance for scheme managers v 1.2 (PDF, 5 pages, 220kb) 28 March 2024
Data Request to previous FRA (xlsx, 22kb) 26 January 2024
Data Sharing Agreement v1.1 (word, 5 pages, 59kb) 26 February 2024
Added Pension Compensation Scheme Manager and administrator guidance (PDF, 7 pages, 228kb) 19 January 2024
Added Pension Compensation Template letter to member  (Word, 3 pages, 28kb) 19 January 2024
Added Pension Compensation Bank form template to member  (Word, 1 page, 102kb) 19 January 2024
Contingent Decisions Scheme Manager guidance v1.2 (PDF, 21 pages, 400kb) 23 January 2024
Contingent Decisions Member guidance v1.1 (PDF, 6 pages, 204kb) 23 January 2024
Contingent Decision member claim form (Word, 4 pages, 36kb) 31 October 2023
Annual Allowance 2022/2023 note (Word, 3 pages, 35kb)

30 September 2023

Remediable Service Statement - Covering Letter (Word, 1 page, 36kb)

22 August 2023

The Public Service Pension Schemes (Rectification of Unlawful Discrimination) (Tax) (No.2) Regulations 2023 (Webpage)

14 September 2023

Warm up communications - Active members (Word, 2 pages, 37kb)

31 July 2023

Warm up communications - Deferred members (Word, 2 pages, 37kb)

22 August 2023

Warm up communications - Death in Service beneficiaries (Word 1 page, 34 kb)

31 July 2023

Warm up communications - Ill Health and unprotected or tapered beneficiaries (Word, 1 page, 36kb)

31 July 2023

Warm up communications - Ill Health retirement (Word, 1 page, 35kb)

31 July 2023

Warm up communications - Protected 1992 pensioners (Word, 1 page, 35kb)

31 July 2023

Warm up communications - Protected 2006 pensioners (Word, 1 page, 35kb)

31 July 2023

Warm up communications - Protected member beneficiaries 1992 and 2006 (Word, 1 page, 35kb)

31 July 2023

Warm up communications - Taper protected pensioners (Word, 1 page, 34kb)

31 July 2023

Warm up communications - Unprotected pensioners (Word, 1 page, 34kb)

31 July 2023

Age discrimination remedy ill health reassessment factsheet - version 1.3 - clean (PDF, 16 pages, 319kb)

28 July 2023

Age discrimination remedy ill health reassessment factsheet - version 1.3 - tracked (PDF, 16 pages, 321kb)

28 July 2023

Member outcome letter template - Scenario one - Lower Tier awarded under FPS 2015 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario one - Lower Tier awarded under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario one - No ill health entitlement under FPS 2015 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario one - No ill health entitlement under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario two - Lower tier awarded under FPS 2015 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario two - Lower tier awarded under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario two - Higher tier awarded under FPS 2015 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario two - Higher tier awarded under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario two - No ill health entitlement under FPS 2015 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario two - No ill health entitlement under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario seven - Lower tier awarded under FPS 1992 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario seven - Lower tier awarded under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - Scenario seven - Higher tier awarded under FPS 1992 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario seven - Higher tier awarded under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario nine - Lower tier under FPS 1992 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario nine - Lower tier under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario nine - Higher tier under FPS 1992  (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario nine - Higher tier under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario nine - No ill health entitlement under FPS 1992 (Excel, 1 page, 34kb)

28 July 2023

Member outcome letter template - scenario nine - No ill health entitlement under FPS 2006 special (Excel, 1 page, 34kb)

28 July 2023

Home Office response to consultation on Firefighters’ Pensions (Remediable Service) Regulations 2023 Webpage

19 July 2023

Remedy readiness self-assessment tool (Excel, 1 page, 23kb)

30 June 2023

McCloud member examples by GAD (PDF, 41 pages, 1,280kb)

30 June 2023

HMRC McCloud Income Tax regime summary (PDF, 3 pages, 156kb)

26 May 2023

Age discrimination remedy ill health reassessment factsheet - version 1.2 - clean (PDF,16 pages, 333kb)

19 May 2023

Age discrimination remedy ill health reassessment factsheet - version 1.2 - tracked (PDF,16 pages, 333kb)

19 May 2023

IQMP Reassessment Template - Scenario one (Word, 2 pages, 36kb) 19 May 2023
IQMP Reassessment Template - Scenario one - FPS 2006 special (Word, 2 pages, 37kb) 19 May 2023
IQMP Reassessment Template - Scenario two (Word, 2 pages, 36kb) 19 May 2023
IQMP Reassessment Template - Scenario two - FPS 2006 special (Word, 2 pages, 36kb) 19 May 2023
IQMP Reassessment Template - Scenario seven (Word, 2 pages, 36kb) 19 May 2023
IQMP Reassessment Template - Scenario seven - FPS 2006 special (Word, 2 pages, 37kb) 19 May 2023
IQMP Reassessment Template - Scenario nine (Word, 2 pages, 36kb) 19 May 2023
IQMP Reassessment Template - Scenario nine - FPS 2006 special (Word, 2 pages, 37kb) 19 May 2023
Age discrimination remedy eligibility factsheet (PDF, 4 pages, 198kb)

31 August 2022

Originally out of scope - now in scope member letter (PDF, 1 page, 83.5kb)

30 September 2022

Originally out of scope - still out of scope member letter

(PDF, 1 page, 94.5kb) 30 September 2022
The Public Service Pensions (Exercise of Powers, Compensation and Information) Directions 2022  (PDF, 41 pages, 563kb) 19 December 2022
FPS coffee morning presentation - Remedy timetabling (PDF, 23 pages, 463kb) 5 January 2023

Age discrimination remedy ill health re-assessment factsheet - version 1.1 clean 

(PDF, 16 pages, 330kb) 30 January 2023

Age discrimination remedy ill health re-assessment factsheet - version 1.1 tracked 

(PDF, 16 pages, 343kb) 30 January 2023
Member Reassessment Template - Scenario one and two (Word, 4 pages, 42kb) 30 January 2023
Member Reassessment Template - Scenario one and two - FPS 2006 special (Word, 4 pages, 42kb) 30 January 2023
Member Reassessment Template - Scenario seven (Word, 4 pages, 42kb) 30 January 2023
Member Reassessment Template - Scenario seven - FPS 2006 special (Word, 4 pages, 42kb) 30 January 2023
Member Reassessment Template - Scenario nine (Word, 4 pages, 42kb) 30 January 2023
Member Reassessment Template - Scenario nine - FPS 2006 special (Word, 4 pages, 42kb) 30 January 2023
The Public Service Pension Schemes (Rectification of Unlawful Discrimination) (Tax) Regulations 2023 Webpage 6 April 2023
Home Office consultation on the Firefighters' Pension Scheme retrospective remedy  Webpage 28 February 2023